If you are one of the many whose employment has been affected by the recession, there is a silver lining. Entrepreneurs account for 50 percent of the gross domestic product and 50 percent of job creation in America. Small businesses grew rapidly in the last two recessions. If you prefer being part of an existing company, many companies are looking to upgrade their talent, especially smaller companies who will value previous experience.

Automobile insurance rates, maintenance and repair costs and vehicle ownership expenses continue to rise. Gasoline reached record high prices in 2008 and the U.S. Energy Information Administration expects fuel prices to rise again in the future. Thankfully, you don't have to alter your driving habits or buy a new car to get some relief.

In today's economy, every dollar counts. If you need to purchase an expensive necessity item like a car you must do so with serious thought and attention to detail. Here are some things to consider.

We all want affordable auto insurance, but sometimes it seems that the setting of auto insurance premiums are arbitrary and capricious. But there really is more method than madness to setting premiums and online auto insurance quotes. So, why does auto insurance cost what it costs?

Americans are cutting costs in many areas of their lives -- but not, it seems, when it comes to staying connected. While the overall mobile phone industry, like most others, is feeling the recession's effects, smartphone sales are booming.

There's a home improvement project this year that not only adds value and curb appeal to your home, but saves energy and offers up to a $1,500 federal tax credit to homeowners. The project? A stylish new insulated garage door.

Small business owners face a variety of financial challenges, from securing financing and creating a marketing plan, to maintaining accounting books and minimizing tax liabilities. Regardless of whether business owners do the bookkeeping themselves or outsource it, they are responsible for staying organized and strategizing to increase the bottom line.

With the economy affecting your budget, your family is staying home for more meals. So it's more important than ever to get the most for your dollar when shopping for healthy foods at the grocery store.

Half of American caregivers make health-related decisions for a loved one, and a new government survey finds an equal number are now helping to manage the finances of a parent, friend or other person needing their care -- adding to caregivers' levels of stress and anxiety.

Shattered nest eggs, daunting unemployment rates and drastically depreciated home values -- the current financial crisis has no more power to kill the American dream, it seems, than did the Great Depression, the Dust Bowl or the two World Wars.